Terms of Service

Acceptance

By creating an account, starting a subscription, using the website, using a mobile app, or accessing an API, you agree to these Terms of Service, the Privacy Policy, and the Risk Disclosure and Disclaimer. If you do not agree, do not use Filing Shock.

Filing Shock, the operator of Filing Shock, may update these terms as the product, pricing, or applicable requirements change. Material changes will be posted with a new effective date and, when required, users will be asked to accept the updated documents before continuing.

Service Scope

Filing Shock is a research and workflow tool that organizes public company filings, filing-derived events, deterministic scoring, scanner filters, watchlists, alerts, evidence snippets, market data, and reports for user review.

The service does not provide brokerage services, trade execution, custody, tax advice, legal advice, accounting advice, personalized investment advice, or any instruction to buy, sell, short, hold, hedge, or avoid a security. Scores, reports, alerts, summaries, and ticker pages are informational outputs only.

Accounts And Security

• You must be at least 18 years old and at least the legal age required to enter a binding contract where you live. You may not use Filing Shock if applicable law prohibits you from doing so.
• You must provide accurate account information and keep your email address current.
• You are responsible for safeguarding your email account, OAuth account, devices, API keys, one-time sign-in codes, and any notification destinations connected to your account.
• You may not share credentials, sell account access, evade rate limits, interfere with data updates or alert systems, or attempt to access accounts, systems, or data that you are not authorized to access.
• Filing Shock may restrict, suspend, or terminate access when needed to address suspected fraud, security risk, abuse, unlawful activity, unpaid fees, provider restrictions, or violations of these terms.

Subscriptions, Billing, And Cancellation

• Paid web subscriptions may be processed by a payment provider. Mobile subscriptions or digital purchases, if offered inside a mobile app, may be processed by Apple, Google, or another app-store billing provider as required by the applicable platform.
• Plan features, limits, prices, trial periods, taxes, renewal periods, and available payment methods may differ by platform, geography, promotion, or account type.
• Subscriptions renew automatically unless cancelled before renewal through the billing provider or account management flow that applies to the subscription.
• Cancelling a paid subscription normally stops future renewal and may leave access active through the current paid period. Refunds are handled according to the applicable billing provider, platform rules, and law.
• Filing Shock may change pricing or plan features prospectively. If required, users will receive notice before a price change affects a future renewal.

Filing Data, Market Data, And Scoring

Filing Shock relies on public SEC filings, issuer disclosures, public company information, market data, and automated review. Original documents and market data can be delayed, corrected, unavailable, incomplete, stale, or interpreted incorrectly.

You are responsible for verifying the original SEC filing, exhibits, amendments, issuer disclosures, market conditions, and other relevant sources before relying on any output. Evidence snippets and scores are designed to speed review, not replace review.

Alerts, Notifications, And Reports

• Alerts and scanner matches are watch conditions, not trading instructions.
• Notification delivery can be delayed, suppressed, duplicated, blocked, or missed because of provider limits, account settings, rate limits, outages, network conditions, device settings, spam filters, mobile operating systems, or other factors outside Filing Shock's control.
• By enabling email, SMS, push, Discord, webhook, or similar notification channels, you confirm that you control the destination and agree to receive the requested messages. You can disable optional channels in account settings where available.
• Reports are generated from available processed data and configured filters. They may exclude filings that are not yet ingested, not yet parsed, outside the selected scope, or affected by source-data errors.

Acceptable Use

• Do not use the service for unlawful market activity, manipulation, harassment, surveillance of other users, credential theft, spam, malware, reverse engineering, or unauthorized scraping.
• Do not present Filing Shock outputs as guaranteed results, personalized advice, regulatory determinations, or a substitute for professional review.
• Do not upload, submit, or route secrets, personal data, webhook destinations, phone numbers, or contact details that you are not authorized to use.
• Do not overload, probe, bypass, or interfere with the service, its providers, its API, or connected notification systems.

API And Automation

API access, if enabled for your account or plan, is subject to rate limits, quota limits, access controls, and additional documentation. API keys remain the user's responsibility and must be stored securely.

The operator may rotate, limit, suspend, or revoke API access to protect the service, comply with provider requirements, enforce plan limits, or address suspicious activity.

Account Closure And Retention

Filing Shock does not provide a self-service account-deletion control. Users may request account or privacy help through the signed-in Settings page. Filing Shock verifies account control before acting on account-specific requests.

When the operator closes an account, Filing Shock removes or anonymizes profile details, sessions, connected sign-in links, API keys, watchlists, alert rules, notification settings, generated reports, read states, and preferences as applicable. Payment and app-store providers may retain records under their own legal obligations and policies.

A confirmation-email address may remain encrypted while final confirmation delivery is retried. It is not used for delivery after 30 days, is removed sooner after successful delivery, and is removed by the next daily cleanup after that cutoff. Raw payment customer and subscription identifiers are removed from a completed closure record; keyed, non-plaintext provider-resource fingerprints may remain for up to 90 days solely to stop late provider events from reattaching closed-account data. Native purchase-intent records normally expire within seven days. Encrypted app-store subscription references converted for closure safety may remain for up to 400 days so delayed store events cannot reattach account data. Unresolved app-store refund or entitlement cases remain until an operator records a verified outcome; resolved case records are removed after up to 400 additional days. A keyed email fingerprint and minimal closure status, timing, count, security, billing, tax, fraud-prevention, dispute, legal-compliance, provider, and backup records may remain when reasonably required.

Ownership And Feedback

The service, software, interface, scoring logic, documentation, branding, and non-public product content are owned by Filing Shock or its licensors. Public SEC filings and other public-source data remain subject to the rights and terms of their respective sources.

If you submit feedback, suggestions, or feature ideas, you allow Filing Shock to use them without restriction or compensation.

Disclaimers And Liability Limits

The service is provided as-is and as-available to the maximum extent permitted by law. Filing Shock does not warrant that filings, scores, summaries, alerts, reports, market data, filing links, evidence snippets, or API responses are accurate, complete, timely, secure, uninterrupted, or suitable for any trading decision.

To the maximum extent permitted by law, Filing Shock is not liable for trading losses, missed alerts, delayed filings, data errors, provider outages, business interruption, lost profits, or indirect, incidental, consequential, special, exemplary, or punitive damages.

Contact

Account, billing, privacy-export, and subscription controls are available on the signed-in Profile page.